Get Approved for
Truck Finance Today..
Broker of The Year
2021 & 2022
5 Star Rating
From 364+ Customers
Finance Your Next Truck with Confidence
Are you looking to buy a new truck or upgrade your fleet?
Whether you are an owner-operator purchasing your first truck or a fleet manager expanding your transport business, having the right finance solution can help keep your operations moving.
Rostron Finance helps businesses across New Zealand arrange funding for a wide range of trucks and commercial vehicles. From light delivery trucks to heavy transport vehicles, we help structure finance options that suit your business needs and cash flow.
Whether you are purchasing your first truck or growing an existing fleet, our goal is to make truck finance simple so you can focus on running your business.
Trusted Truck Finance Experts Across New Zealand
Rostron Finance helps businesses across New Zealand secure funding for trucks and commercial vehicles. With access to 75+ lenders across New Zealand and Australia, we help clients find competitive finance options for both new and used trucks.
Our team supports owner drivers, transport companies, and growing businesses looking to expand their fleet with simple and efficient finance solutions.
Rostron Finance is also an award-winning brokerage, recognised as Broker of the Year in 2021 and 2022, and proudly holds 5 star ratings across hundreds of customer reviews.
Our Truck Financing Options
New Truck Loans
Secure financing for brand-new trucks with the latest technology and equipment.
Used Truck Loans
If you’re looking for a cost-effective option, we offer financing for quality used trucks.
Refinancing
Already own a truck? We can help you refinance to lower your current monthly payments or access additional funds for other business expenses.
Chattel Mortgages
This option allows you to claim GST on the purchase and ownership of the vehicle while giving you full control over the asset.
Truck Finance Calculator
Use our Truck Finance Calculator to estimate your truck loan repayments quickly and easily.
Simply enter the truck price, deposit, loan term, and interest rate to see an estimate of your monthly repayments and total loan cost. This helps you understand what your finance could look like before applying.
Once you are ready, you can apply online with Rostron Finance and our team will help you find the right truck finance option. 🚛
Quick Application in
4 Easy Steps.
Instant Finance Pre-Approval with no impact on your credit score.
Quick Calculator
Instantly calculate your loan options with our smart online calculator
Real Quote
Instant Finance Pre-Approval with no impact on your credit score.
Instant Preapproval
Our powerful lender matching engine will match you with suitable lenders.
Apply to Lender
The fastest ever finance experience! Rostron’s Quick Apply supports direct-to-lender submissions
What Types of Trucks Can We Finance?
We finance a wide range of trucks and commercial vehicles across New Zealand industries. Whether you need a small delivery truck or a heavy transport vehicle, Rostron Finance can help arrange the right finance solution.
Light & Small Trucks
- Light delivery trucks
- Flatbed trucks
- Box body trucks
- Tow trucks
Medium Trucks
- Tipper trucks
- Crane trucks
- Curtainsider trucks
- Refrigerated trucks
- Concrete trucks
- Rubbish trucks
Heavy Trucks & Fleets
- Prime movers
- Logging trucks
- Livestock trucks
- Fuel tankers
- Machinery movers
- Fleet finance options
Eligibility to Apply for Truck Finance
Applying for truck finance with Rostron Finance is simple. While approval depends on the lender’s assessment, most applicants need to meet a few basic requirements.
Eligibility Requirements:
You can apply for truck finance with us if you:
✅Are 18 years or older
✅Are you a New Zealand citizen, permanent resident, or eligible visa holder
✅Have a regular source of income (employed, self-employed, or receiving approved income support)
✅Can provide proof of address and identification
Why Choose Rostron Finance
Competitive Rates
Access some of the best truck financing rates in New Zealand, ensuring you save money over the life of your loan.
Finance for Every Business Size
Whether you’re a solo operator or managing a large fleet, our financing options are designed to meet your unique needs.
Flexible repayment terms from 12 to 84 months
Choose repayment terms that suit your cash flow and business plans, with options ranging from short to longer term finance.
Finance for new and used trucks
Whether you are purchasing a brand new vehicle or a quality used truck, we can help arrange financing that works for your purchase.
Highly rated by our customers
We are proud to maintain 5-star ratings across more than 364 reviews, showing the trust our clients place in our team.
No Hidden Fees & Expert Guidance
We believe in transparency. With Rostron Finance, you’ll know exactly what you’re paying with no hidden charges or surprise fees. Also, our experienced team of financial experts will work with you every step of the way, offering professional advice and support.
It’s kinda hard not to love us
“Rostron helped throughout the whole process of financing my car and also helped with insurance.”
Hannah Clare
“I had the confidence I was getting the best deal. Rostron provided a really simple & smooth process”
Ryan Lee, Kerdic Homes Pty Ltd
Our experience with ROSTRON has been incredible!
This is the first time I have used any external finance broker for any sort of loan. I was always skeptical of using external companies and always preferred to deal directly with banks. But I can definitely say Rostron Finance...
Exceptional Service at Rostron Finance!
Massive thank you to Alexander! The customer service through the entire process of buying a new car has been incredible. Alexander was open, honest and so helpful, you felt like he was going above and beyond to help you. You didn’t feel like just another sale, like how some dealerships make you feel. Honestly ask for Alexander to help you with your finance!
Navigating Financial Solutions with Rostron!
Thank you Hamish from Rostron for absolutely amazing customer service and wealth of knowledge in sorting out our business car loan. Exceptionally fast responses to all our inquiries, attention to detail in preparing our documents, very knowledgeable approach. We dealt with Rostron Finance few times now and each time service exceeds our expectations.
A Five-Star Experience with Rostron's Professional Team!
I had a fantastic experience with Hamish in sorting out my loan for my car. Every question I could think of had an answer, if I had an alternate suggestion, he would hear me out and we would work from there.
Legitimately, I can't sing his praises high enough, and by extension, the company as well.
Exceptional Solutions at Rostron Finance!
I found Rostron Finance via a random google search and it had me intrigued as to why so many great customer experiences (especially with a person named Harrison). Funnily enough, my contact WAS Harrison and from my first contact with him it gave me insight as to why all the brilliant reviews. I can easily say that Harrison's service, attitude, knowledge, expertise and genuine time is first class. Although we didn't get the result we wanted, Harrison went above and beyond. It made the whole experience just that better.
Thank you Harrison, you are a gem!
Top Notch Service with Rostron Finance!
Excellent service from Rostron! Patrick was super helpful and very efficient. From the initial application through to settlement, which only took a couple of days, Patrick was great to deal with. Highly recommend!
Secure Your Future Today
With our comprehensive insurance cover, peace of mind is just a policy away.
Comprehensive Insurance
Comprehensive insurance, refers to a comprehensive coverage policy that offers extensive protection across various domains. It is a type of insurance designed to provide all-encompassing financial security in specific areas, such as health, property, or business. Comprehensive insurance typically covers a wide range of risks and scenarios, ensuring policyholders are well-prepared for unexpected events and potential losses.
Shortfall Gap Cover
Shortfall Gap Cover (Also known as GAP) covers you in the event that your vehicle is written off. Gap cover is recommended for anyone that is financing a large portion, if not all, of their vehicle and is taking out comprehensive insurance. Speak to one of our Rostron Finance specialists about the different covers, exclusions and maximum claim limits before making a decision if this is right for you.
Loan Protection
Protect yourself from missing a payment and damaging your credit history. We understand that taking out a new loan can be a big commitment for some people and if something was to happen to you it could put you into financial hardship. Speak to one of our Rostron Finance specialists about Loan protection today.
Mechanical Breakdown Insurance - Commonly referred to as (Extended Warranty)
Navigate the roads with confidence, knowing that Rostron Finance Motor Vehicle Breakdown Insurance has you covered. Whether it's a sudden engine hiccup or a flat tire, our comprehensive coverage ensures you'll never be stranded, offering a reassuring layer of financial protection for your automotive journeys.
