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At Rostron New Zealand, we believe in a sustainable future, and what better way to contribute than with an electric vehicle (EV)? With government initiatives and increasing interest in clean, green transportation, now is the perfect time to invest in an EV. To help you get behind the wheel, we offer EV loan and financing solutions nationwide, designed to suit your budget and needs.
An EV loan is a financing product specifically designed to help you purchase an electric vehicle. It works just like a standard car loan — you borrow the amount you need, agree on a repayment term and interest rate, and pay it back in regular weekly, fortnightly, or monthly instalments. You choose the car. We find the best lender. You get the keys. Rostron handles the complex stuff, such as negotiations, paperwork, and lender matching — so you can focus on your first electric drive.
Here's what Rostron can finance under our EV loan product.
100% battery powered — no fuel, no emissions. Brands like Tesla, BYD, Hyundai Ioniq, MG ZS EV, and more.
Runs on electric for short trips, petrol for longer journeys. Includes models like the Mitsubishi Outlander PHEV and Toyota RAV4 Prime.
Petrol engine supported by an electric motor. Self-charging — no plug required. Toyota Corolla Hybrid, Honda Jazz Hybrid.
Both new vehicles from dealerships and second-hand EVs from private sellers or platforms like Trade Me are eligible.
You're likely eligible if...
Not sure if you qualify? Rostron has a 95% approval rate. Speak to one of our brokers before assuming you won't get approved.
Instant Finance Pre-Approval with no impact on your credit score.
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Instantly calculate your loan options with our smart online calculator
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Instant Finance Pre-Approval with no impact on your credit score.
Instant Preapproval
Our powerful lender matching engine will match you with suitable lenders.
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The fastest ever finance experience! Rostron’s Quick Apply supports direct-to-lender submissions
The vehicle is used as security for the loan. Because the lender has an asset backing the debt, interest rates are typically lower. Most popular choice for EV purchases.
No asset used as collateral. Rates may be slightly higher, but you retain full ownership of the vehicle from day one. Suitable for older or private-sale vehicles.
Already financing an EV elsewhere? Rostron can help you refinance to a better rate. We'll compare your current terms against what's available today and find the savings.
Rostron connects you to over 75 of NZ's top banks and finance providers.
Our smart matching engine works fast. Most applications get pre-approved within 60 seconds
Our brokers negotiate directly with lenders on your behalf
No handoffs, no leaving you to figure it out on your own.
Everything is done digitally. No printing, no faxing, no branch visits.
Rostron was named Broker of the Year in 2021 and 2022.
It’s kinda hard not to love us
“Rostron helped throughout the whole process of financing my car and also helped with insurance.”
Hannah Clare
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“I had the confidence I was getting the best deal. Rostron provided a really simple & smooth process”
Ryan Lee, Kerdic Homes Pty Ltd
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With our comprehensive insurance cover, peace of mind is just a policy away.

Electric vehicle finance is a loan used to buy an electric vehicle, also known as an EV. You repay the loan over time with interest.
Yes, you can usually get finance for a used EV, depending on the lender, vehicle age, and condition.
Not always. Some lenders may offer no-deposit EV finance, but having a deposit can help reduce your repayments.
They are similar to standard car loans, but some lenders may offer special rates or finance options for electric vehicles.
Yes, businesses, tradies, and fleet owners can apply for EV finance for work vehicles or company cars.
Yes, self-employed applicants can apply, but they may need to provide bank statements, income proof, or business details.
Some lenders may consider bad credit applications, but the interest rate may be higher and approval conditions may be stricter.
Yes, pre-approval can help you understand your budget before shopping for an electric vehicle.
Many lenders allow early repayment, but some may charge an early repayment fee. It is best to check before signing.
Compare the interest rate, loan term, fees, repayment amount, lender reputation, and total loan cost before choosing a finance option.
Brokers you can depend on to get it right
In need of a loan fast? Give us a call to get started.