Low-rate campervan finance, sorted..
Broker of The Year
2021 & 2022
5 Star Rating
From 364+ Customers
Simple Campervan Loans for Kiwis Ready to Travel
Buying a campervan gives you the freedom to explore New Zealand your way. But before you hit the road, it is important to find financing that suits your budget.
Instead of going to one bank and taking whatever rate they offer, we compare dozens of lenders in parallel to find you the sharpest deal available. At Rostron Finance, we make campervan finance in NZ simple and easy to understand.
Our finance specialists can help you compare loan options from a wide range of NZ lenders.
Ready to buy your campervan? Apply online today and get started with fast campervan finance in NZ.
New and Used Campervan Finance NZ
Whether you're buying from a dealer or a private seller on Trade Me, we can arrange finance for new and used campervans, motorhomes, and RVs.
Used campervans can vary in value, age and condition, so the lender may ask for details such as:
- Make and model
- Year of manufacture
- Odometer reading
- Etc
This helps the lender assess the campervan and confirm whether it fits their lending criteria.
We Finance - All types of campervans and motorhomes
Campervans
Motorhomes
A, B and C Class RVs
Pop-Top Campers
Camper Vans on Utes
Self-Contained RVs
Dealer Purchases
Private Sales
Which type of campervan loan is right for you?
Secured Campervan Loan
The campervan is used as security for the loan. This may help you get a lower interest rate and better loan terms. The most popular option for larger purchases.
Best for: buyers who want a lower rate on a larger purchase.
Unsecured Personal Loan
No security is needed. This can be a good option for smaller loan amounts or older campervans. The rate will typically be slightly higher.
Best for: smaller amounts and older vehicles
Business Campervan Finance
If you're using a campervan for business purposes, you may be able to claim expenses. We structure loans appropriately for business use and can work with sole traders, partnerships, and companies.
Best for: self-employed and business owners
Home Equity Finance
If you own a property, you may be able to use home equity to finance a higher-value campervan, motorhome or RV.
Best for: homeowners buying high-value motorhomes
Eligibility - Do I qualify for campervan finance?
Most New Zealanders can apply. Here are the basic requirements to get started.
- NZ resident or visa holder
- Aged 18 or over
- Regular income - PAYE, self-employed, contract, or business income all considered.
- Valid NZ driver's licence.
Not sure if you qualify? Call us for a quick, no-obligation chat before you apply.
Quick Application in
4 Easy Steps.
Instant Finance Pre-Approval with no impact on your credit score.
Quick Calculator
Instantly calculate your loan options with our smart online calculator
Real Quote
Instant Finance Pre-Approval with no impact on your credit score.
Instant Preapproval
Our powerful lender matching engine will match you with suitable lenders.
Apply to Lender
The fastest ever finance experience! Rostron’s Quick Apply supports direct-to-lender submissions
Campervan Loan Repayments That Suit Your Budget
Before applying, use our campervan loan repayment calculator to estimate your repayments. Your loan amount, deposit, loan term, interest rate and campervan type can all affect the final cost.
A longer loan term may lower your regular repayments, but it can also increase the total interest paid.
Try the calculator today, then apply online or speak with Rostron Finance to compare your options.
Why Kiwis choose Rostron Finance
We've been connecting New Zealanders with the right finance since 2016. Here's what that experience means for your campervan loan.
No impact on your credit score
Pre-approval is instant and does not leave a mark on your credit file. Apply with confidence.
Dealer and private sales
We arrange finance for purchases through dealerships or directly from a private seller.
Self-employed welcome
We work with self-employed borrowers and small business owners. Alternative documentation accepted.
New and used campervans
Whether you're buying brand new or a pre-loved motorhome from Trade Me, we can help.
Flexible loan terms
Loan terms typically range from 1 to 7 years. We structure your repayments to suit your budget.
Offices across NZ and Australia
With offices in New Zealand and Australia plus online brokers available nationally, we're always close by.
It’s kinda hard not to love us
“Rostron helped throughout the whole process of financing my car and also helped with insurance.”
Hannah Clare
“I had the confidence I was getting the best deal. Rostron provided a really simple & smooth process”
Ryan Lee, Kerdic Homes Pty Ltd
Our experience with ROSTRON has been incredible!
This is the first time I have used any external finance broker for any sort of loan. I was always skeptical of using external companies and always preferred to deal directly with banks. But I can definitely say Rostron Finance...
Exceptional Service at Rostron Finance!
Massive thank you to Alexander! The customer service through the entire process of buying a new car has been incredible. Alexander was open, honest and so helpful, you felt like he was going above and beyond to help you. You didn’t feel like just another sale, like how some dealerships make you feel. Honestly ask for Alexander to help you with your finance!
Navigating Financial Solutions with Rostron!
Thank you Hamish from Rostron for absolutely amazing customer service and wealth of knowledge in sorting out our business car loan. Exceptionally fast responses to all our inquiries, attention to detail in preparing our documents, very knowledgeable approach. We dealt with Rostron Finance few times now and each time service exceeds our expectations.
A Five-Star Experience with Rostron's Professional Team!
I had a fantastic experience with Hamish in sorting out my loan for my car. Every question I could think of had an answer, if I had an alternate suggestion, he would hear me out and we would work from there.
Legitimately, I can't sing his praises high enough, and by extension, the company as well.
Exceptional Solutions at Rostron Finance!
I found Rostron Finance via a random google search and it had me intrigued as to why so many great customer experiences (especially with a person named Harrison). Funnily enough, my contact WAS Harrison and from my first contact with him it gave me insight as to why all the brilliant reviews. I can easily say that Harrison's service, attitude, knowledge, expertise and genuine time is first class. Although we didn't get the result we wanted, Harrison went above and beyond. It made the whole experience just that better.
Thank you Harrison, you are a gem!
Top Notch Service with Rostron Finance!
Excellent service from Rostron! Patrick was super helpful and very efficient. From the initial application through to settlement, which only took a couple of days, Patrick was great to deal with. Highly recommend!
Secure Your Future Today
With our comprehensive insurance cover, peace of mind is just a policy away.
Comprehensive Insurance
Comprehensive insurance, refers to a comprehensive coverage policy that offers extensive protection across various domains. It is a type of insurance designed to provide all-encompassing financial security in specific areas, such as health, property, or business. Comprehensive insurance typically covers a wide range of risks and scenarios, ensuring policyholders are well-prepared for unexpected events and potential losses.
Shortfall Gap Cover
Shortfall Gap Cover (Also known as GAP) covers you in the event that your vehicle is written off. Gap cover is recommended for anyone that is financing a large portion, if not all, of their vehicle and is taking out comprehensive insurance. Speak to one of our Rostron Finance specialists about the different covers, exclusions and maximum claim limits before making a decision if this is right for you.
Loan Protection
Protect yourself from missing a payment and damaging your credit history. We understand that taking out a new loan can be a big commitment for some people and if something was to happen to you it could put you into financial hardship. Speak to one of our Rostron Finance specialists about Loan protection today.
Mechanical Breakdown Insurance - Commonly referred to as (Extended Warranty)
Navigate the roads with confidence, knowing that Rostron Finance Motor Vehicle Breakdown Insurance has you covered. Whether it's a sudden engine hiccup or a flat tire, our comprehensive coverage ensures you'll never be stranded, offering a reassuring layer of financial protection for your automotive journeys.
Loan amounts vary by lender and your financial situation. Through our network, loans typically range from $5,000 up to $500,000 or more for high-end motorhomes. Use our loan calculator to estimate what suits your budget before applying.
Rates start from 7.45% p.a. and vary depending on your credit profile, loan amount, the campervan's age, and the lender. Because we compare 75+ lenders, we often find rates significantly better than what a single bank would offer directly.
No. Our pre-approval process does not impact your credit score. We assess your situation and match you with lenders before any formal application is submitted, so you can explore your options risk-free.
Loan terms typically range from 1 to 7 years in New Zealand, with some lenders offering up to 10 years for new motorhomes. Longer terms mean lower monthly repayments but more interest paid overall. Your Rostron broker will help you find the right balance.
Yes. We arrange finance for both dealer purchases and private sales, including campervans found on Trade Me or through classified ads. The lender will need to verify the vehicle details, but this is a standard part of our process.
Approval times vary depending on the lender and how quickly documents are provided. Having your information ready can help speed up the process.
It can be either. A secured loan uses the campervan as security, while an unsecured loan does not. The right option depends on the vehicle and your circumstances.
