What We Finance
Insurance
Calculators
What We Finance
Insurance
Calculators
Broker of The Year
2021 & 2022
5 Star Rating
From 364+ Customers
Buying a boat is exciting, but finding the right finance can feel confusing. At Rostron Finance, we make boat finance in NZ simple, fast and easy to understand.
Whether you are buying a fishing boat, family boat, jet ski, trailer boat, runabout, yacht or used boat, our finance specialists can help you compare options and find a loan that works for your budget.
With access to a wide range of NZ and AU lenders, we help you avoid the stress of applying with multiple banks yourself. You apply once, and we do the hard work for you.
Ready to buy your boat? Apply online today and get started with fast boat finance in NZ.
You do not need to buy a brand-new boat to get financing. Rostron Finance can help with both new and used boat loans across New Zealand.
If you are buying from a dealer, we can work through the finance process with the details provided. If you are buying privately, we can also help you understand what is needed to complete the purchase safely and correctly.
Used boats can vary in age, value and condition, so the lender may ask for extra details such as the boat make, model, year, purchase price and seller information.
Any Watercraft. Any Purchase.
New boat from a dealer or a second-hand find on Trade Me, we arrange finance for all types of marine vessels and watercraft across New Zealand.
Runabouts, bowriders, cabin cruisers. New and used. Dealer or private sale.
The Kiwi classic. Finance your jet boat with competitive rates and fast approval.
Personal watercraft loans with flexible terms from 1 to 5 years.
Larger vessel loans handled through our specialist lender network.
From small tinnies to fully rigged sport fishing vessels, we've got you covered.
Leisure and lifestyle vessels financed with tailored loan structures.
Yes, in many cases, you can apply for pre-approval before choosing the exact boat. This can be useful because it gives you a clearer idea of your budget before you start negotiating with a seller or dealer.
Boat finance pre-approval can help you:
Pre-approval is not always a final approval, as the lender will still need to review the boat and final purchase details. But it is a helpful first step.
Instant Finance Pre-Approval with no impact on your credit score.
Quick Calculator
Instantly calculate your loan options with our smart online calculator
Real Quote
Instant Finance Pre-Approval with no impact on your credit score.
Instant Preapproval
Our powerful lender matching engine will match you with suitable lenders.
Apply to Lender
The fastest ever finance experience! Rostron’s Quick Apply supports direct-to-lender submissions
| Most Common- Secured Boat Loan | Best for Flexibility- Unsecured Personal Loan | Switch & Save- Boat Loan Refinance |
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The boat acts as security against the loan. Generally means a lower interest rate and better terms.
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No asset required as security. Useful for older boats, smaller amounts, or when you want flexibility.
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Already have a boat loan? We can refinance to a better rate or lower your repayments.
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Before applying, use our boat loan repayment calculator to estimate what your repayments could look like. Your loan amount, deposit, loan term, interest rate and boat type can all affect the final repayment.
A longer loan term may reduce your regular repayments, but it can also increase the total interest paid.
Try our boat finance calculator today, then apply online or speak with Rostron Finance to compare your options.
One application. Multiple lenders. The best deal we can find for your situation.
Submit once and we shop your application across our entire lending network. No running around to banks.
Our brokers know marine finance. They negotiate on your behalf and won't stop until they find the right deal.
Whether you're buying from a dealer or a private seller on Trade Me, we handle the finance either way.
Our pre-approval process uses a soft check only. Your score stays intact until you're ready to proceed.
With offices in both countries, we have access to lenders that smaller brokers simply can't reach.
2021 & 2022 Industry Award Winner
It’s kinda hard not to love us
“Rostron helped throughout the whole process of financing my car and also helped with insurance.”
Hannah Clare
“I had the confidence I was getting the best deal. Rostron provided a really simple & smooth process”
Ryan Lee, Kerdic Homes Pty Ltd
Our experience with ROSTRON has been incredible!
This is the first time I have used any external finance broker for any sort of loan. I was always skeptical of using external companies and always preferred to deal directly with banks. But I can definitely say Rostron Finance...
Exceptional Service at Rostron Finance!
Massive thank you to Alexander! The customer service through the entire process of buying a new car has been incredible. Alexander was open, honest and so helpful, you felt like he was going above and beyond to help you. You didn’t feel like just another sale, like how some dealerships make you feel. Honestly ask for Alexander to help you with your finance!
Navigating Financial Solutions with Rostron!
Thank you Hamish from Rostron for absolutely amazing customer service and wealth of knowledge in sorting out our business car loan. Exceptionally fast responses to all our inquiries, attention to detail in preparing our documents, very knowledgeable approach. We dealt with Rostron Finance few times now and each time service exceeds our expectations.
A Five-Star Experience with Rostron's Professional Team!
I had a fantastic experience with Hamish in sorting out my loan for my car. Every question I could think of had an answer, if I had an alternate suggestion, he would hear me out and we would work from there.
Legitimately, I can't sing his praises high enough, and by extension, the company as well.
Exceptional Solutions at Rostron Finance!
I found Rostron Finance via a random google search and it had me intrigued as to why so many great customer experiences (especially with a person named Harrison). Funnily enough, my contact WAS Harrison and from my first contact with him it gave me insight as to why all the brilliant reviews. I can easily say that Harrison's service, attitude, knowledge, expertise and genuine time is first class. Although we didn't get the result we wanted, Harrison went above and beyond. It made the whole experience just that better.
Thank you Harrison, you are a gem!
Top Notch Service with Rostron Finance!
Excellent service from Rostron! Patrick was super helpful and very efficient. From the initial application through to settlement, which only took a couple of days, Patrick was great to deal with. Highly recommend!
With our comprehensive insurance cover, peace of mind is just a policy away.
Comprehensive insurance, refers to a comprehensive coverage policy that offers extensive protection across various domains. It is a type of insurance designed to provide all-encompassing financial security in specific areas, such as health, property, or business. Comprehensive insurance typically covers a wide range of risks and scenarios, ensuring policyholders are well-prepared for unexpected events and potential losses.
Shortfall Gap Cover (Also known as GAP) covers you in the event that your vehicle is written off. Gap cover is recommended for anyone that is financing a large portion, if not all, of their vehicle and is taking out comprehensive insurance. Speak to one of our Rostron Finance specialists about the different covers, exclusions and maximum claim limits before making a decision if this is right for you.
Protect yourself from missing a payment and damaging your credit history. We understand that taking out a new loan can be a big commitment for some people and if something was to happen to you it could put you into financial hardship. Speak to one of our Rostron Finance specialists about Loan protection today.
Navigate the roads with confidence, knowing that Rostron Finance Motor Vehicle Breakdown Insurance has you covered. Whether it's a sudden engine hiccup or a flat tire, our comprehensive coverage ensures you'll never be stranded, offering a reassuring layer of financial protection for your automotive journeys.
The amount you can borrow depends on your income, expenses, credit history, existing debts and the boat you want to buy. Rostron Finance can help assess your situation and explain your options.
Some lenders may offer low-deposit or no-deposit boat finance, depending on your financial position and credit profile. Approval is not guaranteed, but we can help check what options may be available.
Yes, pre-approval may be available. This can help you understand your budget before you start shopping for a boat.
Yes, private sale boat finance may be possible. The lender will usually require details about the boat and the seller before settlement.
Approval times vary depending on the lender, your documents and the complexity of the application. Having your information ready can help speed up the process.
Boat finance can be secured or unsecured, depending on the lender and loan structure. A secured loan usually uses the boat as security and may offer a more competitive rate.
Brokers you can depend on to get it right
In need of a loan fast? Give us a call to get started.
