tradies utes & trucks finance

Finance That Works as Hard as You Do

You’re busy on the tools — the last thing you need is a mountain of paperwork or pushy sales calls. That’s where we come in.

We make ute and work vehicle finance simple, fast, and built around your business. Whether you’re just getting started or expanding the crew, we’ll find a deal that fits your needs and gets you back on the job in no time.

From First Chat to Final Keys

We’ve helped thousands of New Zealanders find the right car finance — with tailored advice, fast approvals, and ongoing support. We’re not here for one deal. We’re here for your journey.

5/5 Rating | 140+ Reviews

  • Kate did literally everything!

    I found Rostron Finance by a Google Search and they appeared to be better than their competition. I applied and promptly received a call from a friendly and savvy woman named Kate. Kate did literally everything, she brokered the sale, sorted my direct, a mechanical warranty, she even got me an insurance policy

    Julian McClintock

  • I highly recommend Rostron Finance

    I highly recommend Rostron Finance. I’ve always believed it’s the people behind the business that make it successful, and James is a perfect example of that. Thanks so much, James, for your support in securing the finance it’s truly appreciated. Keep up the great work!

    Biyanka Perera

  • very friendly with extensive knowledge

    Big thank you to James King from Rostron Finance who helped us to secure finance for our new vehicle. James is very friendly with extensive knowledge, he could answer all our questions and even provide information on things we never thought of asking

    Biyanka Perera

  • professional and knowledgeable

    I recently worked with King James for car financing, and he was amazing! He made the process quick and easy, securing my approval in no time. King was professional and knowledgeable, guiding me every step of the way. Thanks to him. Highly recommended!

    Harman Toor

  • Managed to beat the interest rate offered by Heartland.

    I had a great experience working with Nicky from Rostron Finance for my car loan. She was extremely knowledgeable, answered all my questions about insurance and financing, and even managed to beat the interest rate offered by Heartland.

    Ryan Correa

  • Restored my faith in humanity and customer service

    Nicky has restored my faith in humanity and customer service. Nicky will tell you “it’s my job and I love it”. Well I can tell you Rostron Finance LTD you are very very fortunate to have Nicky as part of your team, as I was to have her part of mine.

    Geoffrey O'Connell

Tired of Pushy Dealerships and Confusing Loan Offers?

The last thing you need is a runaround from lenders or car yards trying to upsell you into the wrong deal. We speak tradie — and we’ve built a finance process that’s quick, clear, and works around your schedule.

At Rostron, we decided to change that...

Other Brokers

  • Same-Day Approvals

    Other Brokers

    Delayed Approvals

  • Access to 20+ Lenders

    Other Brokers

    Limited Access to Lenders

  • Flexible Repayment Options

    Other Brokers

    Rigid Repayment Terms

  • Rated 5 Stars on Google

    Other Brokers

    Inconsistent Customer Support

The Easy Rostron Process

Here’s How We Help You Get the Right Work Vehicle

  • 01

    Needs Analysis

    We listen to your situation, goals & budget

  • 02

    Tailored Options

    We find loan solutions across 20+ lenders

  • 03

    Insurance & Protection

    Optional protection based on your unique situation

  • 04

    Fast Pre-Approval

    Get a decision in as little as 2 hours

  • 05

    Drive Away Happy

    We stick with you until you’ve got the keys

Here’s A Glimpse of What Awaits You

Instant Finance Pre-Approval with no impact on your credit score.

01

Quick Calculator

Instantly calculate your loan options with our smart online calculator

02

Real Quote

Finance Pre-Approval with minimal impact on your credit score.

03

Instant Preapproval

Our lender matching engine matches you with suitable lenders with 95% accuracy.

04

The fastest ever finance experience! Rostron’s Quick Apply supports direct-to-lender submissions

Boost Your Business

Unlock Tax Savings

with the New 20% Depreciation & Rostron Finance!

What does this "Investment Boost" mean for your business?

Imagine you're planning to buy a new piece of equipment for your business, perhaps a new machine or a vehicle. Normally, you'd claim the tax deduction for that purchase over several years.

Here's the game-changer: With this new "Investment Boost," the government is letting you claim an extra 20% of that asset's value as a tax deduction in the very first year you own it.

In simple terms, this means :

Bigger Tax Savings, Faster

You get a larger portion of your tax deduction upfront, directly reducing the profit your business is taxed on in the first year.

More Cash in Your Pocket Sooner

When you pay less tax, your business retains more cash, which you can then reinvest, use for operational needs, or save for future strategic initiatives.

Encourages Smart Investment

This incentive makes it even more appealing to acquire new assets that can boost your efficiency, productivity, and overall profitability.

How Rostron Finance Can Help You Seize This Opportunity

Seeing this opportunity is one thing; having the immediate capital to act on it is another. That's where Rostron Finance steps in as your trusted partner. Here’s how a business loan from us can help you capitalise on this "Investment Boost":

Access Capital Immediately

We provide the funds you need right now to purchase those new assets, allowing you to take advantage of the 20% depreciation incentive without delay.

Unlock Growth Opportunities

With our financing, you can acquire the essential equipment, technology, or vehicles that will enhance your capabilities, expand your services, and ultimately drive business growth.

Preserve Your Cash Flow

Instead of tying up your existing cash reserves in a large purchase, our flexible loan options allow you to spread the cost over time with manageable repayments, keeping your day-to-day cash flow healthy.

Expert Guidance

We understand these government initiatives and will work with you to structure a loan that not only meets your asset acquisition needs but also helps you maximise the tax benefits available through this "Investment Boost."

More Than Vehicle Finance. Real People, Real Support.

At Rostron Finance, we believe getting a ute or work vehicle should be easy, straightforward, and backed by people who actually get what you do for a living.

Rostron Comprehensive Car Financing Solutions.

Tailored Options to Suit Your Needs and Budget

  • Car Finance

    Flexible financing options without the need for collateral, making car ownership more accessible.

  • Bike Finance

    You can kickstart your motorbike financing adventure. Apply online today and embark on your journey towards riding your new motorcycle.

  • Marine Finance

    You can initiate your marine loan process. Apply online today and take the first step towards sailing your new boat.

  • Caravan Finance

    You can begin your caravan financing journey. Apply online now and take the first step towards traveling with your new caravan.

  • Personal Loans

    Simplified loan application process suitable for self-employed individuals and small business owners.

  • Equipment Finance

    You can initiate your equipment loan process. Apply online now and take the first step towards acquiring the equipment you need.

  • Business Loans

    Are you an expanding business or just starting out and needing to get some more machinery, plant and equipment?